Helping you transition
from active employment
to retirement

Are you ready to retire?

After years of hard work, you are finally able to retire. While this is an exciting time to start the next chapter of your life, it also can be overwhelming to know which steps to take first. 

First Financial Group of America is here to assist you smoothly adjust to life after employment. There are several areas to consider when planning for a successful retirement. Review the topics below and schedule time with us to discuss further.


  • How do you find out how much income can I expect from TRS?
  • What happens to your 403(b) or 457(b) plans?
  • What about Social Security Income?

Health Insurance

  • What happens to your Health Insurance?
  • Should you stay in your employer’s health plan or transition to Medicare?
  • How does Medicare work?
  • What is the difference between the Medicare Advantage Plan and a Medicare supplement (Medigap) plan?
  • Are there deadlines?
  • Do you pay for it? If so, what is the cost and how are premiums deducted?


If you have supplemental plans like life insurance, dental, vision, cancer insurance, disability insurance, long term care/assisted living, we can explain the effect retirement may have on them.

  • What plans can you keep?
  • How do you pay for them?
  • Will the premiums change?

Ready to Get Started?

Planning for your future is important and you don’t have to do it alone! The experts at First Financial can help you through this process. Contact us today!

Michele Noboa

Michele Gibbs Noboa

Investment Director

Doug Banks

Medicare Solutions Manager

Robert Dawson

Medicare Solutions Coordinator

Carmen McDermott

Investment Coordinator

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